站内查询
您现在的位置是:主页 > 申博娱乐app下载 > 郑州银行60亿定增案获反馈证监会对经营合规等提出12问
郑州银行60亿定增案获反馈证监会对经营合规等提出12问
2020-01-07 13:50  www.korraniha.com

2020年1月3日,证监会披露9家上市公司再融资反馈意见,其中对郑州银行提出12项反馈,主要关注公司治理、经营合规性等方面。

On January 3,2020, the CSRC disclosed feedback on refinancing of nine listed companies, including 12 feedback to Zhengzhou Bank, mainly focusing on corporate governance, operational compliance, and so on.

郑州银行抛出定增案要回到2019年7月18日,根据当天公布的《非公开发行A股股票预案》,郑州银行拟非公开发行股票数量不超过10亿股,募集资金不超过60亿元,扣除相关发行费用后将全部用于补充该行核心一级资本。

Zhengzhou's proposed increase is back to July 18,2019, and according to the \"Privately Issued A-share Stock Plan\" published on the same day, Zhengzhou's proposed non-public issuance of no more than 1 billion shares, raising no more than 6 billion yuan, which will be used to replenish the bank's core tier-one capital after deducting the related issue fees.

预案披露,此次非公开发行的发行对象为郑州控股、百瑞信托、国原贸易等不超过10名(含10名)特定投资者,其中,郑州控股认购股份数量不少于亿股;百瑞信托认购金额为亿元~亿元;国原贸易认购金额为亿元~6亿元。

The plan disclosed that the non-public offering was aimed at Zhengzhou Holdings, Bairui Trust and Guoyuan Trading among no more than 10(including 10) specific investors, of which the number of shares subscribed by Zhengzhou Holdings was not less than 100 million shares; the amount subscribed by Bairui Trust was 100 million yuan to 100 million yuan; and the original trade subscription amount was 100 million yuan to 600 million yuan.

根据证监会披露的12条反馈意见,在业务发展方面:主要对郑州银行关联交易和公司治理、理财业务风险、同业业务风险、表外业务风险进行了关注。反馈意见要求郑州银行说明相关公司治理机制是否建立健全,是否存在通过关联交易非关联化输送利益或利润操纵的情形,主要理财产品是否存在资金池,同业投资中是否存在“非标”产品及其风险状况,是否符合相关监管规定和要求。

According to the 12 feedback opinions disclosed by the CSRC, in the aspect of business development: mainly concerned about the related transactions and corporate governance of Zhengzhou Bank, financial management business risk, interbank business risk, off-balance sheet business risk. Feedback requires zhengzhou bank to explain whether the relevant corporate governance mechanism is established and sound, whether there is a non-related transfer of benefits or profit manipulation through related party transactions, whether there is a pool of funds for major financial products, whether there are \"non-standard\" products in interbank investment and their risk status, and whether it is in accordance with relevant regulatory regulations and requirements.

在资产质量方面,2016年至2018年,郑州银行不良贷款率分别为%、%、%,不良贷款率呈上升趋势。反馈意见要求补充说明不良贷款率上升的原因及合理性,针对不良贷款率上升的风险防范及应对措施,以及拨备覆盖率下降的原因及合理性,是否存在进一步下降不能满足监管指标的风险。与此同时,郑州银行2018年营业收入同比增长%,但净利润同比下滑27%的情况,也被要求说明变动原因。

In terms of asset quality, from 2016 to 2018, the non-performing loan rate of Zhengzhou Bank was%,%,%, and the non-performing loan rate was on the rise. Feedback requires that the reasons and reasonableness of the rise in non-performing loans (NPLs), the risk prevention and response to the rise in NPLs, and the reasons and reasonableness of the decrease in reserve coverage should be supplemented. At the same time, Zhengzhou Bank's operating income rose% year-on-year in 2018, but net profit fell 27% year-on-year, and was also asked to explain the reasons for the change.

最新的财务数据显示,截至2019年9月末,郑州银行实现营业收入亿元,同比增长%,净利润亿元,同比增长%,由于2018年该行净利润大幅下跌,2019年前三季度的净利润已超过2018年全年。不良贷款率方面,尽管2019年三季度末已降至%,但相比同类上市城商行,郑州银行的不良率依然偏高。

According to the latest financial data, Zhengzhou Bank achieved operating income of 100 million yuan at the end of September 2019, a year-on-year increase of%, net profit of 100 million yuan, a year-on-year increase of%, and the net profit in the first three quarters of 2019 has exceeded the full year of 2018 as the bank's net profit fell sharply in 2018. In terms of non-performing loans, although they fell to% at the end of the third quarter of 2019, zhengzhou's bad rate is still high compared to its peers.

合规经营方面,证监会反馈意见要求补充说明报告期内受到的行政处罚情况,是否已完成整改,是否存在违规担保损害上市公司及其中小股东的利益,已签署的股份认购协议是否切实保护上市公司利益和上市公司股东等。

In respect of compliance operation, the sfc feedback requests supplementary explanation of the administrative penalty suffered during the reporting period, whether rectification has been completed, whether there is any illegal guarantee to harm the interests of the listed company and its minority shareholders, and whether the signed share subscription agreement effectively protects the interests of the listed company and the shareholders of the listed company.

资料显示,2015年12月,郑州银行在香港联交所主板上市。2018年9月,郑州银行在深交所挂牌,回归A股上市,成为首家“A H”股上市城商行。

In December 2015, Zhengzhou Bank listed on the main board of the Hong Kong Stock Exchange, according to the information. In September 2018, Zhengzhou Bank was listed on the Shenzhen Stock Exchange and returned to A-share listing to become the first \"AH\" stock listed city firm.

目前,郑州银行尚未公布此次定增发行的每股价格。但就上市表现来看,郑州银行A股股价表现并不如人意。2018年9月,郑州银行以元/股价格发行上市,期间最高上涨至元,截至2020年1月3日收盘,郑州银行报元/股,股价基本回到发行价附近,剔除期间的一次每股元分红,郑州银行距离再次破发仅剩5%幅度。

At present, Zhengzhou Bank has not yet announced the price per share of the fixed increase. But in terms of listing performance, Zhengzhou Bank A-share price performance is not satisfactory. In September 2018, Zhengzhou Bank issued a listing at the yuan \/ share price, the period rose to the highest, as of January 3,2020, Zhengzhou Bank closed, Zhengzhou Bank reported yuan \/ share, the stock price basically returned to the issue price near, excluding the period of one dividend per share, Zhengzhou Bank distance again broke the remaining 5% range.